Appraisal services for Westminster and Adams County homeowners

Here are the top seven reasons CO homeowners use Enslen Appraisal Services:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a CO property tax assessment
To lower a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a CO divorce, when property needs to be divided
To settle an estate in CO by determining the true market value of property in question

Own a house in or near Westminster, CO and need help deciding the price of it?
Contact Enslen Appraisal Services.

At Enslen Appraisal Services, we understand the particular needs of a customer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Enslen Appraisal Services, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value assessment than yours.

Appraisals to cancel PMI

A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're qualified in helping folks just like you get rid of unwanted PMI insurance.

Challenge Adams county's assessment of your property

If you live in an area that is going down or is not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Enslen Appraisal Services is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. Enslen Appraisal Services can provide you with efficient appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would wish to have a seasoned professional double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.